How much would your payment need to drop?

Enter your income, your housing payment and your other debts. If you have a target ratio from a lender or counselor, you will see the reduction needed to reach it.

Before taxes, from all sources you can document.

Mortgage, taxes, insurance and any HOA dues.

Car loans, cards, student loans and similar.

Optional. The share of income a lender or counselor gives you.

Optional. Housing plus other debts.

Free tool by Captain Saves A Home. General information only, not legal, tax or financial advice.