Behind on property taxes? See what waiting costs each month.

Texas adds a penalty and interest to unpaid property taxes every month after January 31. Enter the tax and the date you plan to pay to see your estimated total.

Your numbers are only the start

Fill in the form to see your results here. When you are ready, send us the address and we will turn the estimate into a real offer or a plain-English plan, at no cost.

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The schedule this tool uses

Month paid	Penalty	Interest	Total added
February	6%	1%	7%
March	7%	2%	9%
April	8%	3%	11%
May	9%	4%	13%
June	10%	5%	15%
July	12%	6%	18%

After July the penalty stays at 12% and interest keeps growing by 1% a month. This matches the schedule county tax offices publish. Your tax statement shows the exact payoff, and quarterly or half-payment plans, rollback elections and changed exemptions can alter it.

If you are thinking about selling

Delinquent property taxes are normally paid from the sale proceeds at closing, so the house can change hands with a clear title. Ask a title company for a payoff figure so you know what the sale has to cover. Our guide to Texas back taxes explains the rules in more detail.

Help paying

Ask your county tax office what payment options exist for delinquent taxes, and run our free homeowner assistance pre-screen to see which programs you may fit.

Sources

Questions about this tool

When do Texas property taxes become delinquent?

County tax offices treat them as delinquent if unpaid after January 31. A penalty and interest start in February.

Does this include the attorney collection fee?

Only if you select it. Some taxing units add 15% or 20% to real property still delinquent on July 1, depending on the jurisdiction.

Is this my exact payoff?

No. It is an estimate from the published schedule. Your county tax office gives the official figure.

Not legal, tax or financial advice

These tools give general estimates from the numbers you enter. They do not replace advice from a Texas attorney, a CPA or a licensed lender. Captain Saves A Home buys houses, so we have an interest in a sale, and we will tell you honestly when another option fits better.